PF Interest Check Online: Did you get 8.25% interest in your PF account or not? Check at home in just 2 minutes. Know the easiest methods and new PF rules…
EPFO Interest 2025-26: If you work and PF is deducted from your salary every month, then this news is very useful for you. EPFO has started the process of depositing 8.25% interest in PF accounts for the financial year 2025-26. You can check whether the interest money has come into your account or not, sitting at home in just 2 minutes. If you have not seen your PF balance yet, then know the easiest way here…
EPFO started the process of depositing interest
According to Union Labor and Employment Minister Mansukh Mandaviya, EPFO has started sending 8.25% annual interest to the accounts for the financial year 2025-26. About 34 crore PF account holders will benefit from this. This time the interest is expected to be credited sooner than before, because EPFO has shifted its entire system to the new central digital technology.
How to check whether interest has been received in PF account or not?
Method 1 to check PF balance: EPFO Member Passbook Portal
- First of all open EPFO Member Passbook Portal.
- Login by entering your UAN number and password.
- Now select your member ID.
- As soon as the passbook opens, you will see the latest entry.
- If interest has been credited, an entry for interest credit will appear.
Method 2 to check PF balance: Know from Umang App
- First of all open UMANG App.
- Go to EPFO section.
- Select the option of View Passbook.
- Login with UAN and OTP.
- Now you can see your PF balance and interest information.
What to do if PF interest is not visible?
If interest is not visible in your PF account yet, then there is no need to worry. EPFO deposits interest phase wise in crores of accounts. So it may take some time for the update to arrive in all accounts. Be sure to check the passbook again after a few days.
What has EPFO changed this time?
EPFO has shifted its entire system to a new central digital platform. Earlier, different cities had separate servers, but now all the records are present in a single national database. This will make many tasks easier than before.
What will become easier with the new system of EPFO?
1. PF claims will be processed quickly
Now PF will be claimed quickly. The work can be done from any EPFO office. Mistakes in online claims will be detected well in advance. PF balance, claims and other information will be available on a single dashboard.
2. PF claim will now be auto processed up to Rs 5 lakh
EPFO has also increased the auto-settlement limit. Whereas earlier only advance claims up to Rs 1 lakh were processed automatically, now claims with KYC up to Rs 5 lakh can be processed automatically. With this, it will take less time than before for the employees to get the money.
3. Big relief for those changing jobs
If you join a new job, now there will be no need to apply separately for PF transfer. If your UAN is linked to Aadhaar then the PF account will be automatically transferred to the new company.
4. Withdrawal of PF also became easy
EPFO has also simplified the rules for partial withdrawal. Now instead of many different categories, withdrawal facility will be available mainly on the basis of three requirements. According to the rules, members will be able to withdraw up to 75% of their PF balance.
5. Pensioners will also get benefits
Those receiving EPS pension will also benefit from the new system. Now they will be able to avail their services from any EPFO office in the country. Also, pension can be sent to any bank account.