RBI Monetary Policy: Your EMI will not reduce, RBI took this decision on repo rate

reserve Bank of India

The Reserve Bank of India has not made any change in the repo rate in the monetary policy of June 2026. Like April, RBI Governor Sanjay Malhotra did not make any change in the repo rate this time too. Still the repo rate is only 5.25 percent. Before this, RBI had last cut interest rates in December 2025. Then the rate was reduced from 5.5 percent to 5.25 percent.

Apart from keeping the policy repo rate stable, the Reserve Bank has also not made any changes in other major interest rates. RBI Governor Sanjay Malhotra said that the Standing Deposit Facility (SDF) rate will remain at 5%. At the same time, Marginal Standing Facility (MSF) rate and bank rate also remain the same at the level of 5.5%. It is clear from this that the Central Bank has not made any changes in other major rates of monetary policy.

Inflation is below target

RBI Governor Malhotra said that despite global shocks, CPI inflation rate has remained below the target, as its impact on domestic prices has been limited. At the same time, baseline estimates suggest that the headline inflation rate may move towards the upper tolerance level in the third quarter (Q3) of this year.

He said that overall, the economic situation has shown considerable strength and has weathered the impact of the conflict, although the impact of cost pressures is now becoming visible. He further said that increases in prices of energy and other inputs as well as supply disruptions are likely to impact economic activity in the future.

The news is updating…

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