There are many schemes in the market to invest, in which you put money and in a few days you get a fixed return. However, there is also a lot of risk in these investment plans. The effect of lifting in the market directly affects them. But some such schemes of investment are also run by the government, in which investors get fixed returns and the risk is also low. Let us tell you about some of the schemes of the post office.
Post office scheme
There are some schemes in the government scheme, in which you can invest through banks. But we are going to tell you about the 3 such schemes of the post office, in which a fixed interest is received, the risk is low. Whether the market goes up or breaks red. There is no effect on your money.
Sukanya Samriddhi Scheme
Sukanya Samriddhi Yojana is a very beneficial scheme that the government has created to secure the future of special daughters. In this, you can invest in the name of your daughter from minimum Rs 250 to maximum Rs 1.5 lakh in a year. In this scheme, the interest rate of 8.20% is currently available, which makes it quite attractive. Apart from this, there is also a benefit of under -tax exemption of scheme section 80C, due to which investors benefit from tax saving.
Public Provident Fund (PPF) Scheme
Public Provident Fund (PPF) is a safe and long-term saving scheme that runs the government. This is perfect for those who want risk-free investment. In this, you can invest minimum from Rs 500 to maximum Rs 1.5 lakh in a year. PPF currently gets an interest rate of about 7.10%. Its total duration is 15 years, and this is a compassion for tax saving as well as stable returns. In this also, there is an under -tax exemption of section 80C.
National Savings Certificate (NSC) Scheme
The National Savings Certificate is a top investment scheme of the post office, which is famous for safe and high returns. In this, you can start investment from minimum Rs 1,000, and there is no limit of maximum investment. Investors in NSC get an interest rate of 7.70%. This scheme also gives the under -tax exemption of section 80C, making it a tremendous choice for both saving and tax benefits. This is the best for those who are looking for stable and risk-free investment.