Phonepe upi circle feature: The phase of digital payment is increasing rapidly in India. Nowadays, from village to city, you will get the option of online payment. The phone has launched a new feature ‘UPI Circle’, which gives you the option to pay your family or friends from your UPI account. Even if they do not have their own bank account. You will get its fada from Asavi on PhonePe app.
The feature has two delegation
This feature allows you to pay any other person i.e. secondary user from your UPI account. Secondary users can pay up to a leimited amount from your account. There are two delegation in this feature. With the help of first delegation, secondary user is allowed to pay 15 thousand rupees every month and up to 5 thousand rupees per transaction.
It does not require the permission of primary user and another delegation is also there in which your permission is necessary for every payment. If you tell you as an example, as your brother connects the sister under the UPI Circle feature in his UPI ID, then the brother has the right to give the sister a one of the rights or full payment.
Can use this way
- First of all you have to open the PhonePe app and then click on the option of ‘UPI Circle’. Then enter UPI ID of secondary user or scan the QR code.
- After this, select the type of delegation.
- Send control to the secondary user and after their acceptance, complete the setup.
Increase safety in this way
- Secondary users will have to do authentication from biometric or passcode.
- Primary users can add more than 5 secondary users at a time.
- Primary users will get information about every transaction.