PF Interest Credit Date: EPFO is soon going to credit interest in the PF accounts of crores of members. Know how much interest you will get, how to check balance…
EPFO Interest Update: If you work and PF is deducted from your salary every month, then there is good news for you. Interest money will soon come to the PF accounts of crores of employees. The government has made it clear that by July 15, 8.25% annual interest update will start appearing in EPF accounts. Along with this, EPFO has also made many major changes, due to which now it will be easier than ever to withdraw PF, check balance and transfer account after changing job. If you also have an EPF account, then know here how you can check the balance after interest credit and what has changed for you now…
When will PF interest come?
According to Union Labor Minister Mansukh Mandaviya, 8.25% interest (EPFO Interest Rate FY26) is being added to crores of EPF accounts for the financial year 2025-26. The processing of interest has started and after completion of investigation this amount will be credited to the accounts. The good thing is that till July 15, members will be able to see the interest entries in their EPF passbook online.
How many people will get the benefit of PF interest this time?
This time interest will be added to about 34 crore EPF member accounts. For this, interest of about Rs 1.44 lakh crore is being distributed. If your PF account is active, you will also get its benefit.
How much PF interest will you get this time?
The government has already approved 8.25% interest rate for the financial year 2025-26. After this EPFO is adding interest to all eligible accounts. The interest amount will be automatically calculated according to your PF balance and added to your account. There is no need to make any separate application for this.
Why is PF interest coming sooner than before?
Earlier, PF interest would often appear in accounts by October or November, but now EPFO has implemented the new Centralized IT System (CITES 2.01). This has made the entire process digital and faster. This is the reason why this time the interest is already being credited.
Now PF facility will be available from anywhere
After the new system, PF services will not be limited to any one regional office. Now employees will be able to check their PF balance, check claim status, view pension records and avail online services from anywhere in the country.
Now you will not have to run for PF after changing job.
If your Aadhaar is linked to UAN and you change jobs, there will be no need to apply separately for PF transfer. After joining the new company, the process of PF transfer will start and complete automatically.
Withdrawal of PF has become easier than before
EPFO has also simplified the rules for partial withdrawal. Earlier there were many different categories, but now they have been kept in only three parts. Urgent needs (illness, education, marriage), household needs and special circumstances. With this, claiming will be easier than before.
Now you can withdraw up to 75% of PF
Under the new system, members will now be able to withdraw up to 75% of their total PF balance if needed. This facility can prove to be a great relief for many employees.
You will get more benefit in final PF settlement also
Earlier, interest was added only till the last day of the previous month in the final PF settlement. Now after the implementation of the new rule, interest will be available till the date of payment authorisation. This means that employees can get the benefit of more interest than before.
Big relief for pensioners also
EPFO has also made the pension payment system easier. Now pensioners will be able to receive their pension in any bank account in the country. Earlier this facility was limited to only fixed bank branches.
Interest received in PF account or not? check like this
Through EPFO portal
Visit the official website of EPFO and click on the option ‘Member Passbook’. Log in by entering your UAN number and password. There you will see the entry of 8.25% interest till 15th July.
Use of UMANG app
Download Umang app on your smartphone. Search for EPFO service in it and check your balance by going to ‘View Passbook’.
by giving a missed call
Just give a missed call to 011-22901406 from your registered mobile number. Within a few seconds, your balance will come to your phone through SMS.
FAQs (Frequently Asked Questions of PF)
1. When will PF interest come?
According to EPFO, interest entries will start appearing in the passbook by July 15.
2. How much interest will you get this time?
For the financial year 2025-26, EPF will get 8.25% annual interest.
3. Do I have to apply for PF interest?
No. Interest will be automatically added to your PF account.
4. How to check PF balance?
Balance can be viewed online through EPFO portal, UMANG app or passbook facility.