PF is being deducted from salary but not deposited? This is how you can immediately check where your money is going. Pf Deducted But Not Deposited In Epfo Account Check Online Step By Step Process

PF Check Online Process: PF is being deducted from salary every month, but is the company also depositing it in EPFO? Many employees suffer huge losses when this mistake is discovered years later. In this article, know the easy way to check PF status at home and the complete process of filing complaint…

Salary PF Deduction Check Online: Are you happy after seeing your salary slip every month that your PF is being deducted and your future is getting secured? But have you ever checked whether the money deducted from your pocket has reached your PF account or not? Many times employees keep trusting for years and later come to know that the company deducted PF but did not deposit it in EPFO. In such cases, big problems can arise while changing jobs, withdrawing PF or at the time of retirement. Let us know how you can find out from home where your money is going…

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What is the harm if PF is being deducted but not deposited?

If the company does not deduct PF and deposit it in EPFO, then the employee suffers the biggest loss. Your retirement fund gets reduced. Interest received on PF may stop. There may be problems in transfer due to change of job and sometimes the claim also gets stuck. Not only this, many employees come to know when they want to withdraw PF for buying a house, medical emergency or marriage.

How to check whether PF is being deposited or not?

How to check through EPFO portal

First of all open the official website of EPFO.
Go to the option ‘Passbook’.
Now login by entering your UAN number and password.
As soon as you login, the complete PF record will open in front of you.
Here you will be able to see how much money the company has deposited every month and when the last contribution came.
If no entry is visible for several months, then understand that the matter may be wrong.

You will also know from UMANG App

If the website is running slow then UMANG App is also a good option.
In this, you can see the passbook by selecting EPFO service.
Here you can clearly see the employee contribution, company contribution and date of deposit.

Verify through SMS and missed call also

EPFO has also provided an easy method for those who have difficulty in using the app or website. PF balance can be checked by giving a missed call to EPFO number from your registered mobile number. Information is also available through SMS service. However, for this it is necessary for your UAN to be active and Aadhaar linked.

These signs indicate that your PF may be stuck

If your company is continuously deducting PF in the salary slip, but the entry is not visible in the passbook, then become alert immediately.
Not having contribution updates for several months is a big sign.
Not updating the exit date after leaving the job can also increase problems.
Some companies do not activate UAN, due to which the employee does not know the truth for a long time.

What to do if the company is not depositing PF?

First, ask for a written response from the HR or accounts team. Sometimes technical delays may also occur. If still no solution is found, a complaint can be filed on EPFO Grievance Portal. The employee can also complain directly to the EPFO office. If necessary, interest, penalty and even legal action may be imposed on the company.

The most important thing for those changing jobs

Many people forget their old PF account after joining a new job. This is the biggest mistake. As soon as you join a new company, check UAN, KYC and exit date. If the old company does not update the exit date, both PF transfer and withdrawal may get stuck.

FAQs

Q1. How to check whether PF has been deposited or not?

EPFO Passbook can be easily checked through Portal, UMANG App, SMS and Missed Call.

Q2. What to do if the company is deducting PF but not depositing it?

Talk to HR first. If no solution is found, file a complaint with EPFO.

Q3. What is required to check PF?

UAN number should be active and mobile number should be linked to Aadhaar.

Q4. In how many days is PF passbook updated?

Usually the entry becomes visible a few days after the submission by the company.

Q5. Can PF check be done without UAN?

No, UAN is required to view PF records online.