Travel News Desk!! Do you know about travel insurance? This is the same document through which you can easily travel within the country and abroad. No-no, it is not like a passport that without it you will not get entry into any other country, but it would be better not to ignore it. The biggest advantage of travel insurance is that you get cover in case of any accident. In our country we can easily get over the counter medicines, but even if you have to take headache pills in a foreign country, it can be so expensive that you will need travel insurance. What is the real purpose of travel insurance and how much benefit can it provide? To know about this we talked to Mohammad Sohail. Sohail Bimbal is the Director of World Holidays and has been associated with the travel sector for a long time.
What is travel insurance?
In simple words, it is a type of accidental cover that provides financial benefits for loss of passport, loss of luggage, health emergency etc. during travel. According to Sohail, there are some countries where it is not possible to go without travel insurance, like European countries where medical expenses are so high that even if something happens to you by mistake, the price of a medicine is 5-7 times more. In such a situation, it will be very difficult for you to get treatment.
Travel insurance is not scrutinized in some countries such as Thailand, but even if you experience any type of problem, the extra expense for medical or any other type of expense while abroad can be very steep. If we talk about countries like America and Canada, travel insurance is not mandatory here too, but if you have any problem then the medical expenses are very high. Here you can get travel insurance from India.
What does travel insurance cost?
It depends on how much cover you want. Some travel insurance plans start from Rs 400 and if you are just going out for tourism, travel insurance can be Rs 1000-2000 per person. With this you can get accidental, medical and theft cover for up to 90 days.
Is travel insurance necessary in commonly visited countries?
Indians mostly go to Gulf countries or visa free countries for tourism and hence during Covid travel insurance was made mandatory in some countries like Dubai but in Oman, Qatar and many such visa free countries travel insurance is not required.
Which countries have travel insurance the most expensive?
These days, the trend of visiting Türkiye has also started. Travel insurance in Turkey has to be taken out through its own company and if you are applying for a visa, the cost of Turkey travel insurance is also included in the cost of the visa. This is why the Turkish visa is considered one of the most expensive visas. The price of this travel insurance is Rs 7000. It is also very important to keep it with you during travelling.
Beware of travel insurance scams
According to Sohail, travel insurance can be purchased at a nominal fee, but nowadays some travel agents have started doing scams in this regard. In such a situation, people are charging Rs 8 to 10 thousand for travel insurance which is wrong. Even though travel insurance is not mandatory, it is still important that you carry this document with you. If you have any questions related to our stories, let us know in the comment box above the article. We will keep trying to provide you correct information. If you like this story please share it. To read other such stories, stay connected with Harzindagi.
