Why do footballers get foot insurance?
One brilliant kick, a precise pass or excellent dribbling and the entire game could have turned. If you are a big fan of football, then you would be aware of many such matches, in which a player’s brilliant play for a moment changes the outcome of the entire match. You might have come across some such matches in the currently ongoing FIFA World Cup. For such brilliant performance of the players, the role of their biggest weapon i.e. legs is very important.
Just as a warrior’s greatest weapon is his sword. It is very important for soldiers to have a rifle to face the enemies. Similarly, the biggest weapon for a footballer is his legs. A minor injury in this part of his body means a huge threat to his career.
Headlines
- A serious injury, the footballer’s career ends and a loss of crores.
- Body part insurance great option for footballers
- Many star footballers have got their feet insured
- Will remain financially secure even after career ends due to injury
Footballer’s leg is movable capital worth crores of rupees.
A footballer’s legs are not just a part of the body but are movable capital worth crores. To understand in simple words, football has turned into a huge industry. Players earn a lot through clubs, advertisements and sponsors. It is counted among the richest sports. In such a situation, if any player’s career is affected due to injury to his leg or any other part of his body, then his own earnings will definitely be affected. Along with this, the economic interests of the companies and sponsors associated with it will also be affected, they will suffer huge losses.
One injury and loss of crores to the player
Football is considered a very rough and tough game. During this game, players have to put all their energy into the field in a time duration of 90 minutes. One has to continuously take possession of both the game and the ball while dodging the opposing player and running. In such situations, the chances of players getting injured increases.
There have been many talented players in football whose career ended prematurely due to serious injuries caused by fatal fouls or terrible tackles on the field. Their economic interests were also affected, there was a loss of crores. Names like Marco Van Basten, Abu Diabi are prominent in this. In such a situation, body port insurance has emerged as an excellent option for players so that they do not have to be apprehensive about their future.
What is body part insurance?
Body parts insurance is a special type of disability insurance. This insurance can protect a healthy person from financial ruin if he is unable to work in the future. However, this option of insurance is not available to the common people. It is given very personalized i.e. according to individual needs. This type of insurance is very expensive. If we talk about football players, then big names like Lionel Messi, Ronaldo and Neymar Jr. have insured their feet through such insurance policies.
How much does which football leg cost?
According to a report, the insurance on Lionel Messi’s left foot is around 900 million dollars. Ronaldo had insured both his legs for approximately 144 million dollars. David Beckham, when he was playing, had insured both his legs for around $195 million. Gareth Bale’s left leg was insured for around $132 million and Neymar Jr.’s both legs were insured for around $120 million.
If these footballers face any kind of problem in their legs, the insurance company will get it treated. At the same time, if the career of footballers ends due to injury, the full amount of insurance will be provided to them by the insurance company. Let us tell you that in the past also many footballers have been getting this insurance done personally. But now their clubs are also encouraging their players to adopt such insurance policies.
Footballers will have to follow these conditions
However, there are some conditions regarding body part insurance in football. This insurance is valid only when footballers play official matches recognized by FIFA or matches organized by their club. Exhibition or promotional matches played during foreign tours are not covered under this insurance. This is the reason why footballers often neglect playing friendly or invitation matches. In fact, in case of injury in such matches, they may suffer huge financial loss.
