Post Office MIS 2025: The Indian Post Office has introduced the New Monthly Income Scheme (MIS) 2025. In this scheme you will get guaranteed returns every month. In this post office scheme, you have to deposit the lump sum money, on which you get an interest of 7.5%. Due to which you have good income every month and your daily expenses are easily met.
Here we are telling you about the 2025 MIS scheme of the post office. If you deposit money in this scheme, then you will have an income of Rs 18,350 every month. Let’s know about the 2025 MIS scheme of the post office.
Who can invest in 2025 MIS scheme
Any Indian person can invest in this scheme of post office, but it should be more than 18 years of age. At the same time, if you want to invest in the name of Minor, then for this you can invest by opening a joint account. Let me tell you that in the post office MIS scheme, a maximum of 3 adults can invest by opening a joint account.
Investment limit increased in 2025 MIS scheme
The big change made by the post office in the MIS scheme in 2025 is that now you can deposit up to 9 lakh rupees in Joint MIS account. On the other hand, if you are investing in a single account, then you can deposit only up to 4.5 lakh rupees. We are telling you below about the returns available in the MIS scheme of the post office.
| Investment amount | Annual interest rate | Annual income | Monthly income |
|---|---|---|---|
| ₹ 1,00,000 | 7.4% | ₹ 7,400 | ₹ 616.66 |
| ₹ 2,00,000 | 7.4% | ₹ 14,800 | ₹ 1,233.33 |
| ₹ 3,00,000 | 7.4% | ₹ 22,200 | ₹ 1,850.00 |
| ₹ 5,00,000 | 7.4% | ₹ 37,000 | ₹ 3,083.33 |
| ₹ 7,00,000 | 7.4% | ₹ 51,800 | ₹ 4,316.66 |
| ₹ 8,00,000 | 7.4% | ₹ 59,200 | ₹ 4,933.33 |
| ₹ 9,00,000 | 7.4% | ₹ 66,600 | ₹ 5,550.00 |
How to get 16,650 rupees
If you invest 9 lakh rupees in the MIS scheme of the post office, then you will get 5,550 rupees every month, which will be 16,650 rupees on a quarterly basis. Let us tell you that in the MIS scheme of the post office, investment is done for 5 years.