Do not make this mistake while making online payment, otherwise you will suffer a big loss.

Do not make this mistake while making online payment, otherwise you will suffer a big loss.

Shopping has become easy because of UPI payment. Now people are able to shop without the stress of carrying cash. However, in the meantime there is a need to be a little cautious. Many times people become victims of scams while making online payments. It is important that while making online payment, always double check the payment amount and receiver details. Keep in mind that making UPI payment is safe but it is important for you to remain alert. It is better to take care of your money yourself, otherwise a little carelessness can empty your account.

Even if you often use UPI payment apps or are new to it, a little carelessness while making online payments can cause harm to you. Some precautions should be taken while making UPI payment so that you can avoid fraud.

Keep these things in mind while making UPI payment

  • Use only trusted apps. To make UPI payment, you will need the UPI app. Make sure that the app you are using is correct and has approval from RBI.
  • Keep your PIN secret. To make UPI payment, you have to use a PIN. Keep your PIN secret and do not share it with anyone.
  • Do not share your bank account information. To make UPI payments, you have to set up your bank account details only once. Do not share your bank account information with any unknown person.
  • Be careful when using public Wi-Fi. Public Wi-Fi networks are often insecure. While making UPI payments, avoid using public Wi-Fi.
  • You can activate additional security settings in your UPI app, such as OTP or fingerprint verification. This will help in the security of your UPI payment.

By following these precautions, you can avoid fraud while making UPI payments.

Keep these things in mind too

  • Update the security of your smartphone. Make sure that you have reliable antivirus software installed on your smartphone.
  • Update your smartphone regularly. With the help of software updates, the security of your smartphone improves.
  • Keep your UPI app updated. UPI app developers often release new updates with better security. Make sure that your UPI app is always updated to the latest version.

UPI payment is a secure and convenient way to send and receive money. By following these precautions, you can avoid fraud while making UPI payments and improve the security of your UPI payments.

Also read- If you want to avoid scams then know the right way to scan QR code.

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