Fintech giant BharatPe has announced a significant financial uplift, with its revenue from operations reaching ₹1,862 crore in the fiscal year 2026.
This marks an 11% year-on-year growth compared to ₹1,675 crore in FY25, showcasing the company’s strong performance in the competitive Indian digital payments and financial services market.
The company also reported a healthy 20% increase in adjusted EBITDA profit, climbing to ₹146 crore. This growth is attributed to improved gross margins and robust expansion across its lending and financial services sectors. BharatPe’s total income for FY26 stood at ₹1,887 crore, reflecting a comprehensive financial strength.
Nalin Negi, CEO of BharatPe, highlighted the progress in strengthening their core business and scaling the financial services platform. He emphasized their focus on gross margin improvement, lending expansion, and disciplined business growth as key drivers for higher revenue and profitability. Negi also pointed towards future opportunities in combining payments and lending with in-house technology and AI-led capabilities to build differentiated products and improve efficiency.
Key business highlights for FY26 include a 28% year-on-year growth in Group Assets Under Management (AUM) and a 23% rise in merchant loan disbursals. BharatPe Capital, their NBFC arm, expanded its offerings to include business loans, embedded finance, and supply chain financing. The company also increased its stake in BharatPe Capital to 77% and received an ‘IND BBB+’ credit rating with a Stable Outlook from India Ratings & Research. Additionally, BharatPe expanded its financial services with offerings like BharatPe Flex (Credit on UPI with YES BANK), BharatPeX (online Payment Aggregator), and Invest BharatPe, which now includes mutual funds and digital silver. The company also secured an IRDAI license for BharatPe Money, allowing it to operate as an insurance corporate agent, further diversifying its portfolio. BharatPe is also heavily investing in AI, developing an Agentic AI Suite and an AI-powered Credit Coach featuring brand ambassador Rohit Sharma, aimed at enhancing customer experience and operational efficiency.