Employees Provident Fund Organization
There is news of great relief for crores of members of the Employees’ Provident Fund Organization (EPFO). For the financial year 2025-26, 8.25 percent interest is now being deposited in the EPF accounts of the employees. Union Labor and Employment Minister Mansukh Mandaviya had recently said that EPFO will complete the process of depositing interest in about 34 crore member accounts. He had also said that by July 15, 2026, the updated balance will start appearing in the accounts of many members after interest is added.
The Finance Ministry has already approved 8.25 percent interest rate on EPF for the financial year 2025-26. In such a situation, employees can now easily find out whether interest has been deposited in their account or not.
Check EPF balance in these ways
EPFO gives many options to its members to check PF balance. You can check your account information through UMANG App, EPFO Member e-Sewa Portal, SMS Service, Missed Call Service and Passbook Lite.
If you want to check the balance online, then go to EPFO Member Passbook portal and login with the help of your 12 digit UAN, password and captcha. After this, enter the OTP received on the mobile number linked to Aadhaar. Then by choosing Passbook Lite option, you can see the information about deposit, interest, withdrawal and current balance in your account.
Information will also be available through SMS and UMANG app
If your UAN is active, then you can send SMS ‘EPFOHO UAN’ to 7738299899 from the registered mobile number. In the response you will get information about last PF contribution, current balance and KYC. This facility is available in 10 languages including Hindi.
Apart from this, PF balance, contribution, claim status and recent transactions can also be easily viewed through the UMANG app. Transaction summary for the last three months is also available in the app and the complete passbook can be downloaded as a PDF.
There is no need to worry if there is a delay in receiving interest.
Sometimes there may be a delay of a few days in getting the interest credited to your account. However, EPFO has clarified that this does not cause any financial loss to the members. As per paragraph 60 of the EPF Scheme, 1952, interest is calculated on the running balance of every month. Therefore, even if the interest is credited to the account later, the member gets the full interest.
If 8.25 percent interest is not visible in your PF account yet, then wait for some time and check your balance again through any of the means mentioned above. EPFO deposits interest in all accounts in a phased manner, so accounts of all members are not updated simultaneously.
