<p>New rules are coming to HDFC Bank on October 1, 2025. Customers and their families should be aware of these changes.</p><img><p>The biggest change is to the Total Relationship Value (TRV). Customers and their families need a combined TRV of Rs 1 crore or more to qualify for Imperia Service.</p><img><p>TRV includes savings, checking, FDs, mutual funds, investments, 20% of demat shares, 20% of retail loans, and insurance premiums. This applies to new customers after June 30, 2025. Existing rules continue. Maintain a Rs 15 lakh average quarterly balance in your checking account.</p><img><p>Alternatively, qualify with a Rs 10 lakh average monthly savings balance, or a Rs 30 lakh combined balance. A monthly salary of Rs 3 lakh or more, or having an HDFC corporate salary account also qualifies you. New rules for HDFC Imperia Service start October 1, 2025.</p><img><p>Select customers get free perks and services. Imperia customers enjoy free inter-branch transfers, stop payment charges, old account details, interest/balance certificates, and address/signature verification. HDFC aims to provide enhanced services to key customers.</p>
