Why travel insurance matters? Travel insurance offers financial protection against unforeseen events, such as trip cancellations, medical emergencies and lost/delay of checked-in baggage. In Schengen nations, it is mandatory to have valid travel insurance to obtain visa while travelling.
Key considerations while choosing travel insurance • Destinations: It is essential to research your destination’s specific requirements while choosing travel insurance policy.
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- Policy type: Select between single trip, or annual policies based on your travel frequency.
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- Coverage limits: Ensure adequate coverage for trip cancellations, medical expenses or emergency evacuations.
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- Pre-existing conditions: Disclose any pre-existing medical conditions to avoid claim rejections.
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- Insurer’s reputation: Research thoroughly the insurer’s reputation, coverage plans and customer reviews.
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- Key considerations Ensure the travel insurance policy meets visa requirements and destination-specific documentation needs.
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- Look for 24/7 support, assistance and registering the claim by travel insurance provider.
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- Tips for purchasing travel insurance: Read policy terms and conditions, limitations and exclusions carefully before purchasing travel insurance.
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- Purchase travel insurance promptly after booking your international trip for reasonable price.
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- Check for the assistance company and their local network medical services providers.
Also read |Bomb threats on flights: What travellers need to know about insurance coverage
While selecting the right travel insurance for a destination requires careful consideration of multiple factors, travellers can ensure a safe and enjoyable journey by understanding policy options, terms and conditions and destination requirements. So, don’t forget to select the right travel insurance from Zurich Kotak General Insurance for your next destination abroad.
