If you need cash and you are going to withdraw money from ATM and after reaching ATM you remember that you have forgotten your card at home, then you can withdraw cash even without ATM card. Yes, you read it right, you will be able to withdraw cash from the ATM by scanning the QR Code, but for this you will have to keep some important things in mind.
You must have heard about the facility of cardless cash withdrawal from ATM but you must also be wondering what is the difference between the two? For your information, let us tell you that the only difference between the two is that the cardless cash facility is based on OTP whereas the QR code facility allows withdrawal of money through QR code.
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Follow these five steps
- Let us tell you that any person registered in the UPI application can use UPI-ATM.
- First of all, you have to go to the ATM and tap on the UPI Cardless Cash/QR Cash option.
- After this, enter the amount you want to withdraw.
- After entering the amount, the machine will generate a QR code in front of you. After this you can scan the QR code through any UPI app present in your phone (Paytm, PhonePe, GooglePay etc.).
- Scan the QR code and enter the UPI PIN, after payment, you will get cash from the ATM.
UPI ATM Withdrawl Limit: How much money can be withdrawn?
You can withdraw only Rs 10,000 from ATM through UPI. With the advent of UPI payment, the need to carry cards of different banks has now ended. Overall, if you want to use this facility, then you must have a phone through which you can make UPI payments.
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