What should you do?
‘Top up’ the policy: If the base policy is small, increase your cover to ₹15-20 lakh by taking a ‘top-up’ at a lower premium.
Take the Critical Illness Rider: This rider gives you a lump sum amount as soon as a serious illness is diagnosed, which makes the treatment easier.
Routine Checkup: Make a liver function test (LFT) a part of your annual checkup. Early detection is the biggest saving grace.
Change Lifestyle: Poor diet and sedentary lifestyle are the enemies of the liver. Keep weight under control and avoid junk food.
Disclaimer: The information given in this article is for general awareness and educational purposes only. It is not a substitute for any kind of medical advice or professional insurance consultancy. Always consult a qualified doctor for diagnosis or treatment of liver related diseases. Also, before purchasing or making changes to a health insurance policy, read the policy terms, conditions and exclusions carefully and consult your insurance advisor. The source of data is based on reports and market studies, which may change from time to time.