Mumbai Cost of Living 2026: IIM graduate Nandini Sethi’s cost of living alone in Mumbai for one month is ₹ 1.31 lakh, which has started a new debate among social media users. Watch the viral video.
Viral Instagram Video: Mumbai is called the city of dreams, but the discussion has once again intensified on what is the real cost of living here. Nandini Sethi, who studied from IIM Indore, shared the complete account of her one month’s expenses on social media. He claims that his total expenses while living alone in the month of June reached ₹1,31,277. The special thing is that this amount did not include any kind of investment or savings. As soon as the post appeared, people not only revealed their monthly expenses but also openly expressed their opinion on the expensive lifestyle of Mumbai.
From rent to housing, every expense increased the budget
Nandini Sethi has recently shifted to a new flat in Mumbai. He told that the monthly rent of his house is ₹31,000. The flat was completely unfurnished, so initially around ₹25,000 had to be spent on purchasing the necessary furniture. Apart from this, he also spent a good amount of money on daily needs like deep cleaning of the house, AC installation, groceries, commuting expenses, cook and house help fees. After adding all these expenses, the total bill for the month reached more than ₹1.31 lakh. He also said that even after spending such a huge amount, it does not include investments or savings.
Read this also- Expensive tickets, fixed seats… still why the competition to be the first to board the plane?
‘Why do people like to live in Mumbai?’
In her video, Nandini raised the question that when the expenses of a normal month can be so high, then why do people like to live in this city. She admitted that living in Mumbai proved to be more expensive than she expected and she is still trying to understand the expense. His question made many people think, because the rising cost of living in Mumbai has already been a topic of discussion. Watch the viral video below-
Mixed reactions received on social media
Thousands of people gave their opinion on Nandini’s post. Some users said that the cost of settling a house in Mumbai is naturally higher in the initial months, hence it should not be compared with the regular expenses of every month. At the same time, many people believed that rent, household services and daily needs are becoming increasingly expensive in metros. Some users wrote in a humorous manner that now only the necessary expenses are met with the amount of money that used to be used earlier. Some people described Mumbai as a city where better career opportunities and fast-paced life attract people despite high expenses.
Read this also- No job, no office… he is earning ₹ 1.5 lakh every month by selling a roadside stall.
Not inflation, lifestyle also became a big issue
This matter is not limited to just one person’s expenses. This has again brought to the fore the debate that along with rising inflation in metros, lifestyle, way of living and initial setup cost also significantly affect the monthly budget. In such a situation, it has become more important than ever to properly assess the rent, household needs and other regular expenses before shifting to any big city.