8 March, i.e. International Women’s Day. This day is very special in many ways. It is being celebrated all over the world. India is also not untouched by this day. It is being celebrated in different ways in many parts of the country. The question is how you yourself are celebrating it. What kind of gift have you given to your wife or rather your partner? Actually, there are many such gifts in the market by which you can make your wife happy. But there are some gifts that stay with your partner throughout your life.
In which there are such schemes launched by the Central and State Governments, by taking which you can improve the financial condition of your wife for life. There are some such non-government schemes also. By giving them you can play an important role in strengthening your wife financially. These are those gifts which your partner will not only be happy after receiving. In fact, she will also feel quite secure. Let us also tell you what those schemes are.
Chief Minister my girl sister
The Maharashtra government had approved the Mukhyamantri Majhi Ladki Bahin Project on June 28, 2024, the objective of which was to improve the nutrition and health of women and strengthen their important role in the family. Under this initiative, qualified women in Maharashtra aged 21 to 65 years get financial assistance of Rs 1,500 every month through Direct Bank Transfer (DBT).
Chief Minister Ladli Behna Yojana
Madhya Pradesh government’s flagship project, Mukhyamantri Laadli Brahmin Yojana (CM Ladli Brahmin Yojana), provides eligible women a cash assistance of Rs 1,250 every month directly into their bank accounts. Now this amount has been increased to Rs 1,500. The objective of this program is to encourage married, widowed or divorced women to become self-reliant.
Subhadra Yojana
Subhadra Yojana is a flagship program started by the Government of Odisha, which provides financial help to women. Under the Subhadra Scheme, all eligible beneficiaries are entitled to receive Rs 10,000 annually, paid in two installments every year, with a maximum financial assistance of Rs 50,000, according to the official website of the scheme.
Lakhpati Didi Scheme
Lakhpati Didi is a member of a Self-Help Group (SHG) whose family earns more than Rs 1 lakh per year through sustainable livelihood activities, improved skills, and better access to credit and markets—demonstrating financial stability, confidence and community leadership.
A SIP in his name
While investment advice should always be based on personal needs and risk appetite, you can guide your wife to the world of mutual funds through a simple SIP. Because of the power of compounding, even a small amount per month can make a big difference over time. If you don’t know where to start, let your bank help you explore its mutual fund platform and use its SIP calculator to estimate potential returns.
health insurance
Health emergency cannot be predicted. Having health insurance can protect your wife from unexpected medical expenses and reduce financial stress. If he or she is not covered under a family policy, consider gifting them a basic individual health plan. It is a gift of both care and peace of mind.
Zero Balance Savings Account
If your wife doesn’t already have a bank account, helping her open one is the first step toward managing her finances. Zero balance savings account is one of the best savings account options for women who are starting their financial journey. There is no minimum balance requirement and it offers all the essential banking features like debit card, mobile banking and UPI access. It is very easy and open and helps in inculcating the habit of savings right from the beginning.
fixed deposit
Fixed deposit is an everlasting gift. You can create an account in his name, be it for higher education, travel, or any future business idea. It is safe, earns fixed interest, and helps grow his money over time. Look for FDs that allow small withdrawals, such as auto-sweep FDs, so that you have some flexibility in case of an emergency.