Ever found yourself justifying a purchase in the most creative way possible? If you’ve ever convinced yourself that a refund is “free money” or that anything paid for in cash is basically free, then you might just be a master of ‘girl math.’ Take this fun quiz to find out which ‘girl math’ logic defines your life!
1. You spot a designer bag on sale for 30% off. What do you do?
- A) Buy it immediately! I’m technically saving money.
B) Check how much I can sell my old bags for first.
C) If I break the cost down per use, it’s basically free.
D) Think about it for days and then decide I deserve it.
2. When do you consider a purchase “free”?
- A) If I use a store credit or gift card.
B) If I return something and buy something else with that money.
C) If I pay in cash—because cash isn’t real money.
D) If I split the cost with a friend, it’s only half the price.
3. How do you justify buying expensive concert tickets?
- A) The experience is priceless, so technically, it’s an investment.
B) I’ll work extra hours to make up for it—so it cancels out.
C) I paid for them months ago, so they don’t count as a current expense.
D) If I skip coffee for a month, it all evens out.
4. What’s your take on subscription services?
- A) If I use them every day, the cost per day is basically nothing.
B) I keep forgetting to cancel them, so they must be worth it.
C) If I pay for the yearly plan upfront, I’m technically saving.
D) I share logins with friends, so it’s practically free.
Results:
Mostly A’s – Discount Diva
You believe that a sale is saving, no matter how much you actually spend!
Mostly B’s – Budget Strategist
You justify purchases by shifting money around to make it seem reasonable.
Mostly C’s – Financial Illusionist
If you’ve already spent it or paid in cash, it no longer counts in your mind!
Mostly D’s – Emotional Spender
If it makes you happy, it’s worth the cost—logic can wait!
What’s your ‘girl math’ style?