New Delhi: Paytm (One97 Communications Limited) has become a household name across India through its transformative technologies like QR codes and Soundbox that fundamentally changed how millions transact digitally.
Paytm is the one of the most trusted UPI payments platforms in the country and continues to lead the way in innovation, building real-world solutions that enhance daily payment experiences.
The company’s five latest product innovations reaffirm its position as the best UPI app in India, combining ease of use, top-tier security, and feature-rich design to address the evolving needs of consumers and merchants alike. Paytm has become the go-to app for secure, fast, and trusted UPI payments.
Paytm is the only UPI app to introduce the following innovations that simplify payments for freelancers, shopkeepers, students, businesses and households alike:
Hide & Unhide Transactions from Payment History
Paytm is the first to launch a privacy feature which empowers users to hide or unhide specific UPI transactions from their payment history, giving them greater control over sensitive payments like gifts, personal expenses, or confidential transfers.
The feature enables the users to remove Hidden payments from ‘Balance & History’ and move to a secure “View Hidden Payments” section, accessible only through user authentication. This keeps records intact without compromising privacy.
Download UPI Statement in PDF and Excel Format
The users of the popular fintech platform are able to download UPI transaction statements in PDF and Excel formats. It helps users to keep a track of their expenses, manage budgets, accounting and maintain financial records.
Personalise UPI ID to Keep Mobile Numbers Private
The personalised UPI IDs help the Paytm customers to make secure payments with handles like name@ptyes or name@ptaxis, eliminating the need to share mobile numbers.
Check Balance Across UPI-Linked Bank Accounts
Paytm provides the ability to check the balance of a UPI-linked bank account, as well as view the total balance across all bank accounts linked via UPI handles created on the platform. This offers a consolidated and convenient way to monitor funds without switching between multiple banking apps.
‘Receive Money’ QR Widget on the Smartphone Home Screen
For the convenience of cab drivers, delivery agents, and freelancers, Paytm introduces the ‘Receive Money’ QR Widget. It allows the users to place their Paytm QR code directly on the smartphone home screen. It enables quick and easy payment collection without opening the app, making transactions faster and more convenient.
Additionally, the platform has introduced Auto Top-Up on Paytm UPI Lite, which automatically replenishes the balance from the linked bank account when it runs low. This ensures uninterrupted payments for small, everyday transactions, offering a convenient and seamless cashless experience while keeping bank statements clean and clutter-free.
From the streamlined, clutter-free interface of Paytm UPI Lite, and the flexibility of using RuPay Credit Cards on UPI, to the convenience of Self-Transfer for seamless money movement between multiple bank accounts, Paytm offers a secure, fast, and feature-rich UPI payments experience.
These cutting-edge innovations reinforce Paytm’s position as India’s best and most trusted UPI app, committed to making digital payments smarter, safer, and more accessible for everyone. Paytm continues to lead India’s transition to a secure and inclusive digital economy.