Hdb financial services
The IPO of HDB Financial Services was recently introduced, which has been listed in the stock market on 2 July today. After a good debut in the stock market, the shares of HDB Financial Services saw a boom. These shares were listed on BSE and NSE on 2 July 2025, after the recent IPO.
HDB Financial Services shares were listed at Rs 835 on NSE and BSE, which is its issue price from Rs 740 to 12.84% more. After the listing, the stocks saw shopping and its upper level on BSE went up to Rs 845.75, which is more than 1% from the listing price. HDB Financial Services IPO of Rs 12,500 crore was opened from June 25 to June 27. Its listing date was today, July 2.
The listing of HDB Financial Services was in line with the market expectations and trends of the gray market premium (GMP). Now the question is, what should be the strategy of investors after the listing?
Boy or hold of HDB Financial Services?
Prashant Tapse, Research Analyst, Mehta Equites say that HDB’s listing has been as expected and this makes investors’ interest clearly. He said, given the boom in the current market, we recommend holding shares of HDB Financial Services for a long time, as the company can benefit greatly from credit growth related to India’s retail and sme financeing.
For investors who did not get allotment in the IPO, tapse suggests that if the market declines, then buy shares slowly at that time, especially when there is a market fluctuations. He said, HDB is a stock that has both defensive and growth quality, and this is a good option for investors from a 35 -year perspective.
HDFC will earn more than bank shares?
Tarun Singh, Founder and MD, Highbrow Securities said that the listing premium of 13% is balanced neither very high, not very high, nor very little HDB to the nature of a company like HDB. The market has seen the company’s stability and the challenges of the NBFC sector balanced. He said, the premium shows that the market is looking at HDB as a stable compounder, not as a high-goth story. Later, how much HDB can earn well from the experience of its parent company HDFC, it will be important.
Bhavik Joshi, Business Head, Invasset PMS said that after the listing, the stocks may be purchased on the decline by institutional investors, but for long -term investors, it is a chance to participate in a quality stock, not just for the first day’s profit. BUY rating is given and by June 2026, a target price of Rs 900 has been kept, which is about 22% above the current price.
EMKAY believes that between FY2528, the company’s loan book (AUM) can grow at the rate of 20% and EPS (EPS) at a rate of 27%. After IPO, the capital situation will be better and the company will benefit from relief in interest rates. ROA is estimated to reach 2.7% and ROE 17% by FY28. According to EMKAY research analyst Avinash Singh, the RBI repo rate reduction will increase the company’s net interest margin (NIM) and will improve the profits. At 12:15 pm, shares of HDB Financial Services on BSE were trading above their listing prices.