These schemes of LIC are special for jobbers …
For those who do private jobs or whose income rests on a fixed salary, any kind of economic shock can make a big impact on the family. In such a situation, life insurance is no longer an option for investment, but it has become an important security cover.
For employed people, a life insurance policy has now become a shield that helps in fighting the uncertainties of the future. In such a situation, many schemes of Life Insurance Corporation of India (LIC) are specially made keeping in mind the salary class.
These schemes are not only economical, but also gives confidence in bonus, returns and security in future. Come, let’s know in detail about some selected policies of LIC, which can prove to be very beneficial for jobbers.
Life Benefit Plan both safety and saving
If you want such a plan in which there is a good amount of money on maturity along with insurance, then life benefits can be a great option. It is an endowment policy, in which saving along with insurance is also benefited. On the death of the policyholder, his family gets insurance amount and bonus. If the policy is matured and the policyholder is alive, then there is a lump sum.
Jeevan immortal plan is more security in low premium
This plan is perfect for those who want a big cover in a low premium. ‘Jeevan Amar’ is a pure term plan, that is, in the event of death, the sum assured (insurance amount). There is also an option in this plan that you can double your sum assured by giving a little more premium. The facility of accident rider is also available in it, which provides additional benefits in the event of an accident. The most important thing is that instead of taking the insurance amount together, it can also be taken in installments. Women get a discount of 10% to 20% in this scheme.
Jeevan Umang Plan Lifetime Income Guarantee
This scheme is special for those who want to get a fixed amount every year after retirement. Jeevan Umang is the only plan that covers a life of up to 100 years and after completion of the premium filling, gives back the amount fixed every year. The policyholder gets 8% sum assured every year. Insurance amount is found lump sum in the event of maturity or death. The scheme also has the benefit of bonus and final edition bonus, which makes it more beneficial.