New money rules are going to be implemented!
Since October 1, 2025, many banks, government departments and regulatory organizations in India are making significant changes in their rules and fees. These include many important updates from banking charges to railway ticket booking, check clearing and pension schemes. These changes will affect the daily functioning of common people, so it is important to understand it.
HDFC Bank’s new criteria for Imperia customers
HDFC Bank has decided to implement new rules for its premium Imperia customers. Now from October 1, 2025, customers have to meet new eligibility criteria to stay in the Imperia program. This change will be applicable to customers who have become part of this program by June 30, 2025. This means that the bank will now have more strict conditions than its special customers.
RBI’s check will be clearing and faster
The Reserve Bank of India (RBI) will change the check clearing process from October 4, 2025. Now there will be immediate clearing instead of check clearing batch system, which will give immediate money on the check. This change will be in two phases, the first phase will start from October 4 to January 2 and the second phase will start from 3 January. This will make banking transactions even faster.
Some service fees will be increased in Punjab National Bank
Punjab National Bank has announced an increase in many of its service charges from 1 October. Especially the fare of the locker, the fee on the failure of permanent instructions and the enrollment fee will increase. However, the fee will remain the same for the instructions to stop the payment.
IRCTC ticket booking new rules
Indian Railways ticket booking company IRCTC is implementing new rules for online ticket booking from 1 October. Now while booking tickets, only Aadhaar certified users will get this facility. Its objective is to protect the ticket booking system from fraud and misuse. This change will increase the safety of railway passengers and transparency of ticketing systems.
Changes in the salary account of Yes Bank also
Yes Bank is also changing the fees of its salary accounts from 1 October. The penalty will be amended for cash transactions, ATM withdrawal limits, debit card fees and checks. With this, the bank’s salary account holders will have to pay attention to their banking habits.
Speed post prices will increase
Indian post speed post service will become expensive from October 1. GST will look different in the new fees and customers will now be able to choose the option of OTP-based delivery, which will make delivery and secure. The purpose of these changes is to make the speed post more reliable and user-friendly.
New CRA Fee for Pension Schemes
The Pension Fund Regulatory Authority (PFRDA) has changed the fees of record -keeping agencies for pension schemes like NPS, UPS, and Atal Pension. These new fees will be applicable from October 1 and will be applicable to customers’ accounts in both online-offline methods. With this, pensioners may have to pay some additional fees.
Last date of switch from UPS to NPS 30 September
For employees who are under UPS Pension Scheme, the last date for returning to NPS is September 30, 2025. This switch will not be possible from 1 October. If any employee wants to switch, it will be necessary to complete it ahead of time. Non-government customers of NPS will now be allowed to apply 100% of their investment in equity. Apart from this, under the same PRAN number they will be able to plan in several recordskeeping agencies. These new investment options can provide more benefits to customers.