shopping tipsImage Credit source: Getty Images
The festive season has started. Its popularity is visible in the market. Buying new things on Dhanteras, taking sweets and gifts for loved ones on Diwali. Shopping for things ranging from home decor items to new clothes is done during this time. But during this time, most of the people are very worried about the expenses. Between giving gifts to everyone and the rest of the shopping, they often end up spending more than necessary. New clothes, decorative items, sweets, gifts, crackers and cleaning and decorating the house all add up to the expenditure.
Many times people spend money thinking that Diwali comes only once a year, but due to this thinking their budget gets spoiled. Purchases made on credit card or on loan also become a cause of tension. If expenditure is planned in advance then spoilage of the budget can be avoided. In such a situation, you can adopt the tips given here.
Decide festival budget
Before the festival starts, decide how much you are going to spend. Include everything like shopping, gifts, travel and food in this budget. Now after this you can adopt 50-30-20 format. In this, 50% will be spent on essential expenses like gifts, sweets and puja items. 30% on items like decorations and clothing. Apart from this, try to save 20%. If needed, it can be used out of 20 percent. Apart from this there will be no extra expense.
Necessary goods
When we go to the market, many things seem attractive. But buy only what is necessary for yourself like clothes, gift items and a few things. You can decorate old things for decoration. This will require some creativity. In such a situation, buy what you need rather than just to show it off to others.
Discounts and Offers
During the festive season, there are a lot of sales and offers on gifts and many other things. Offers can be found on online platforms in the name of Big Sale or Mega Discount. In such a situation, make a list and make purchases which do not cost extra. Do price comparison. You can also get offers in nearby shops. You can also see free offers along with one.
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make sweets at home
During the festive season, there are many reports of adulteration in sweets and they are also very expensive. In such a situation, instead of buying Kaju Katli worth Rs 1000, you can bring cashews and make it at home. You can make many other sweets like this also. This will keep you away from adulterated things and make sweets at home on a budget.
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