Best Way to Buy Gold 2025: Gold rates have reached record high before Diwali-Dhanteras. Sleeping every day is getting expensive. On Wednesday, it has reached about 1.22 lakh rupees. Investors are confused whether to take physical gold or ETFS? Know what experts are saying …
Gold Buying Tips: As soon as Karva Chauth, Diwali and Dhanteras get closer, there is a record boom in gold. On Wednesday, October 8, Gold Rates have reached alltime high. According to the India Bullion and Jewelers Association (IBJA), today the price of 24 carat gold has reached Rs 1,21,799 per 10 grams, which was Rs 1,19,941 on Tuesday. In such a situation, the question arises whether to buy this festival gold or not? If yes, how to buy physical gold, digital gold or gold ETFS? Let’s know …
Physical Gold vs Jewelery
Physical gold i.e. bar or coins, are considered better for investment than jewelery. The reason for this is that physical gold is high and it costs less extra. According to experts, physical gold is usually 24 carats and trades close to the market price, making it easy to rely and often beneficial. However, jewelery consists of 8-25% making charge and waste fees. Due to which buyers lose the value of 10-15% on the resail.
Digital Gold and ETFS
Now investors are liking paper gold through digital gold and gold ETFs. Both of them eliminate the problem of storage, but their rules and transparency are different. Digital gold provides investment facility from micro-investment ie 1 rupee and the wallet also has seamit storage facility, which is good for initial investors. But it seems 3% GST, SEBI does not have regulat and by-cell spreads wide. Gold ETFs are regulated, liquid and low cost. Their expansion ratio is 0.2-1% and does not take GST on purchase. After three years, long -term capital gains tax applies to 20% (with indexation). In the last year’s market swings, some investors shifted from digital gold to ETFs and saved GST loss and earned better returns.
Buy gold this Diwali or not? What do experts say
According to experts, the middle class family should keep only 5–10% of the total portfolio investment in gold. In the best option, ETFs give investors regulated, transparent and liquid access, as well as hedge against inflation. If you want to do festive shopping, then buy a little jewelery for the tradition, but put the rest of the money in ETFS, so that real returns are received.
Disclaimer: The information given in this article is only aimed at general awareness and investment education. The gold price, investment options and experts mentioned here can change with time. Always consult your financial advisor before investing.
Also read- Wife wants gold bracelet on Karva Chauth, but the budget is tight? Fulfill their desire with these 3 smart options
Also read- Gold-Silver Price: Is this right time to invest in gold and silver? When to buy gold before Diwali