Investment in SIP
Indian investors are going through a major change today. While there was hesitation and confusion about investment earlier, now a new habit SIP i.e. Systematic Investment Plan has made a place. In a report of ET, Anand Rathi Wealth Deputy CEO Feroz Aziz said that SIP is no longer a means of investing in equity, but it has become a new mantra of savings with discipline for Indians.
SIP has now become a habit, not just investment
People used to save for a long time in India, but there was no investment habit, but now SIP has changed this thinking. Now retail investors i.e. common people, regularly invest a fixed amount in mutual funds, that too without worrying about market fluctuations. According to an ET report, Aziz says, ‘Ask an auto or taxi driver whether he has seen the value of his SIP or not, there will be no answer. This means that SIP has now become part of their routine.
When common investors overtook HNI
It is interesting that the common investors who do SIP do better than the millionaire HNI (High Net-Worth Individual). The 2020-21 figures show that when people were withdrawing money from the market, then an investment of Rs 88,000 crore was made through SIP. At the same time, the rest of the equity mutual funds withdrawn Rs 1.25 lakh crore and PMS services lost Rs 2 lakh crore. It clearly showed that discipline and regularity are the real game changer.
Savings money now in the market
After the Korona epidemic, another big thing in India has seen another big thing in India, instead of physical properties, has now started giving priority to financial investment. According to RBI data, by March 2025, the total savings of Indian families have reached Rs 950 lakh crore, out of which 70 lakh crore rupees is already in equity and mutual funds.
An investment of 52 lakh crores is coming
According to the ET report, Feroz Aziz estimates that in the next 8 years, a domestic investment of at least Rs 52 lakh crore will come in the Indian markets. In the last 8 years, where this figure was only 3 lakh crore rupees, it has been 15 lakh crore rupees in just 4 years after Kovid. It is clear that domestic investors have now become the real strength of the market.