A software engineer from Gurugram revealed her monthly expenses of Rs 90,000. The biggest part of this is EMI and investment (SIP) of Rs 60,000. The remaining expenditure is on rent, ration and lifestyle.
A software engineer and content creator living in Gurugram has given complete details of her monthly expenses. According to him, around Rs 90,000 is spent every month on living expenses, investments and hobbies. Nikita Yadav shared a video on Instagram and told how much she spends every month while living in Gurugram. On the video, she wrote, “How much do I spend as a software developer living in Gurugram? I was shocked to see the total.”
From electricity bill to grocery and cosmetics list
- In the video, Nikita listed her fixed and lifestyle expenses. Every month, she spends around Rs 16,000 on rent and electricity, Rs 3,000 on groceries and around Rs 1,500 on commuting. Apart from this, there is an expenditure of Rs 5,000 on cosmetics and shopping and Rs 4,000 on travelling.
- However, the largest part of their monthly expenses go towards EMIs and investments. Nikita told that she keeps aside Rs 60,000 for EMI and Systematic Investment Plan (SIP). According to the calculations given in the video, his total monthly expenditure is around Rs 89,500.
Watch viral video…
What did people say on social media?
- One person asked, “How come the cost of travel is so low? I mean, there are only Uber and Ola for commuting, so how come?” To this Nikita replied, “I have an office cab, so I mostly go to office by that and I have to go to office only 10 days in a month, so I spend money only on going out.”
- Another user said, “This is a huge amount.” A third user asked, “Which company is it and how many years of working experience do you have?” Yadav replied, “2.9 years.”
- A fourth person wrote, “Good to see your progress, can I know your CTC and experience?” Nikita told that her salary is more than 15 LPA (lakh per year), but she cannot reveal the actual amount publicly.
The ongoing trend of ‘Expense Breakdown’ video
Nowadays, there is a trend of ‘expense breakdown’ videos on social media, in which professionals explain their monthly budget and saving methods. Because of these videos, debates often arise about the cost of living in big cities. Last month, a Bengaluru couple released a detailed analysis of their expenses and investments till 2025, giving a glimpse of the costs of urban living in India