The post gets interest up to 8.2% annually.
If you want to put your money safe without any risk, then the savings schemes of the post office can be a better option for you. In these schemes, not only your money is safe, but you also get fixed and guaranteed returns. This is the reason that even today a large number of people prefer to invest in post office than options like stock market or mutual funds.
If you are also looking for safe investment and want to know that Post office Which schemes are the best, so here we have brought the top 5 schemes for you.
1. Sukanya Samriddhi account
This scheme is specially made for the future of daughters. Under this scheme, parents can collect funds for their child’s education and marriage. In this, 8.2% interest is given annually. Account can be opened with a minimum of Rs 250 and invested up to a maximum of Rs 15 lakh annually.
2. Kisan Vikas Patra
This is a certificate scheme, in which your investment can be doubled in about 9 years and 10 months. At present, 7.5% annual interest is being given on this. This scheme is right for investors who want to invest for long periods.
3. Public Provident Fund
PPF is a long -term investment plan of the Government of India. It is completely safe and it also gets the benefit of tax exemption. This scheme gets 7.1% annual interest. In this, you can invest up to a maximum of Rs 15 lakh annually.
4. National Savings Certificate
NSC is a fixed income savings scheme, in which any person can open an account. It is particularly beneficial for small and middle income investors as it also gets tax exemption. This scheme gets 7.7% interest. It has to invest a minimum of Rs 1,000, while there is no limit for maximum investment.
5. National Savings Recurring Deposit Account
This scheme is made especially keeping in mind small investors. A good amount can be made for the future by depositing a little amount every month in it. It gets 6.7% interest and investment can be started from only Rs 100 per month.
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