<p>Even with the boom of the stock market or SIPs, some post office schemes are equally popular. The NSC or National Savings Certificate scheme is on that list.</p><img>Thinking about the future? Some invest for high returns, others save in banks. If you’re unsure where to invest for good money, this guide is for you.<img>Post Office small savings schemes can offer substantial returns without risk if rules are followed. If you want a risk-free investment with high returns, an NSC is a great option.<img>What is the Post Office NSC? It’s a scheme that helps you earn significant income from interest. Start with just ₹1,000. The scheme has a 5-year lock-in period.<img>The National Savings Certificate is a hit small savings scheme. Popular with the middle class and retirement planners, it has a minimum investment of ₹1,000 and no upper limit.<img>Even with the popularity of stocks and SIPs, the Post Office NSC remains a top choice. Customers can earn up to ₹2 lakh from interest alone with this small savings scheme.<img>Investing in Post Office schemes like the National Savings Certificate is risk-free, with a government guarantee. Start with just ₹1000 and enjoy a 7.7% annual interest rate.<img>Interest is compounded. On maturity, the amount is credited to your savings account. The key is to invest for the full 5-year lock-in period to earn high interest.
