state Bank of India
Till a few days ago, it was being said about the country’s largest government bank SBI that the bank’s profit would be less in the second quarter. After the results of the second quarter, the forecasters have got a big shock. The country’s largest government bank has made a profit of 10 percent in the second quarter. On the other hand, the earnings have also increased to about Rs 1.35 lakh crore. Let us also tell you what kind of story the figures of SBI are telling in the second quarter.
Increase in profits and earnings
The standalone profit of the country’s largest government bank SBI increased by 10 percent to Rs 20,160 crore in the July-September quarter. The bank had earned a profit of Rs 18,331 crore in the July-September 2024 quarter. In the quarter under review, the total income of the lender increased from Rs 1,29,141 crore to Rs 1,34,979 crore on an annual basis. Interest earned during this period increased to Rs 1,19,654 crore which was Rs 1,13,871 crore in the same quarter a year ago. The asset quality of the bank has improved. Gross NPAs declined to 1.73 percent of gross advances by September 30, 2025, from 2.13 percent a year ago. Similarly, Net NPA or bad loans also came down to 0.42 percent of advances which was 0.53 percent in the same period a year ago.
Increase in net profit of SBI Group
SBI Group’s integrated net profit in the second (July-September) quarter of financial year 2025-26 increased by seven percent to Rs 21,137 crore. In the July-September quarter of the last financial year 2024-25, it was Rs 19,743 crore. The total income of SBI Group increased to Rs 1,75,898 crore in the quarter under review whereas it was Rs 1,63,802 crore in the same quarter a year ago.
Bank shares on green mark
However, during the trading session, SBI shares are trading in the green mark. According to BSE data, the bank’s shares are trading at Rs 956.25 with a rise of Rs 6 at 2:40 pm. However, during the trading session, the bank’s shares also reached a 52-week high of Rs 958.80. However, on Monday the bank’s shares closed at Rs 950.25. Also, it opened at Rs 952.25 in the morning with a rise of about Rs 2.