Man retires at 45 with ₹4.7 crore corpus, lives in 2BHK: ‘Kids have no idea of his net worth’

A viral Reddit post has caught people’s attention for its story of a man who quietly built a fortune of ₹4.7 crore and retired at the age of 45, without a high-paying job or a side hustle.

The post was shared by a Reddit user, @u/CAGRGuy, who in his post said that his uncle, who built ₹4.7 crore by the age of 45, had a very simple life. He lived in the same 2BHK flat for 30 years, rode a scooter, and rarely went on holidays. He never started a business, traded stocks, or did anything flashy with money. His only income was from a steady, regular job.

In his post, he mentioned that he had a habit of saving and investing. In 1998, he began putting ₹10,000 into a mutual fund. Later, he started a ₹500 SIP (Systematic Investment Plan). Every time his salary increased, he raised the amount, first ₹1,000, then ₹2,000, and later ₹5,000.

“When he retired at 45, I asked him how he pulled it off. He handed me his passbook and a sheet he printed from CAMS. The total corpus: 4.7 crore..” he added.

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