Stock exchanges have been notified by Paisalo Digital Limited that its 9.95% listed, Secured Redeemable Non-Convertible Debentures (NCDs) with ISIN INE420C07106 have been fully redeemed.
A total of 600 NCDs, each with a face value of Rs 1,00,000, were fully redeemed at maturity on the same date, according to the company’s filing on October 10, 2025. This redemption pertains to the Series PDL042024 debentures.
As small-cap NBFC Paisalo Digital, which is backed by LIC, underwent all-around bullish trading and witnessed yet again one of the bigger NCD redemptions, the micro-lending specialist had renewed interest from investors.
Paisalo Digital share price increased by over 2 percent and gave an intraday high of Rs 39.55 on the BSE on Friday whereas the market cap of the company surpassed Rs 3,504 Cr. With a 52-week high of Rs 63.52 on December 6, 2024, and a 52-week low of Rs 29.40 on June 20, 2025, the stock has seen significant volatility over the last year. The stock, which is currently trading at Rs 38.85, has recovered almost 32.1% from its lowest point but is down roughly 38.8% from its yearly peak.
This suggests that although the stock is still far below its peak, it has stabilized and partially recovered in recent months.
Paisalo Digital is one of the portfolio stocks of Life Insurance Corporation of India (LIC), the largest institutional investor in India. As of Q1 FY 2026, the stake of LIC was 1.12% (77,59,511 shares). Since Q1 FY 2026, state-owned SBI Life Insurance Company has also reported increasing its stake in the company and holds an 8.86% (6,21,14,267 shares) stake in Paisalo Digital.
As reported, Equilibrated Venture Cflow Pvt Ltd, one of the promoter group entities, has also reported a stake increase through open market purchases. On 22 September 2025, the entity acquired 45,00,000 equity shares, which increased the stake from 19.17% (17,29,41,446 shares) to 19.67% (17,74,41,446 shares) in Paisalo Digital.
With nearly 4,000 touchpoints, Paisalo Digital focuses on small-ticket, income-generating loans to economically disadvantaged sections of 22 states and union territories. The company demonstrates a high-tech, high-touch vision and uses data analytics and governance to build scalable solutions that prioritize the customer while remaining compliant with regulations.
The company’s recent NCD redemption and reported quarterly activities showcase the company’s improved operational liquidity and overall performance. With regard to its LIC ownership and promoter-group activity, disbursement growth, and customer base expansion, stakeholders have a keen interest in the company’s ability to maintain its operational momentum.