Income tax
The process of filing income tax return (ITR) for taxpayers across the country is in full swing. The Income Tax Department has increased the last date of ITR filing from 31 July to 15 September 2025 for the convenience of taxpayers. Now this date is getting closer rapidly, and taxpayers will have to file their returns as soon as possible. Currently, taxpayers can file returns through ITR-1 and ITR-4 forms, but excel utilities of other forms like ITR-2 and ITR-3 have not been released yet.
Meanwhile, the Income Tax Department has updated the list of banks under the E-Filing portal to give more convenience to taxpayers. Now there are 31 banks in this list, in which some new banks have been added and some have been migrated. This update will make tax payment easier by giving more options to taxpayers. Come, know in detail about this new list and tax payment process.
Make tax payment from these banks
If you are thinking of making tax payments through an E-Filing portal, then first know which banks you can do this work. The Income Tax Department has recently updated its list, which now includes 31 banks.
एक्सिस बैंक, बंधन बैंक, बैंक ऑफ बड़ौदा, बैंक ऑफ इंडिया, बैंक ऑफ महाराष्ट्र, केनरा बैंक, सेंट्रल बैंक ऑफ इंडिया, सिटी यूनियन बैंक,डीसीबी बैंक, धनलक्ष्मी बैंक, फेडरल बैंक, एचडीएफसी बैंक, आईसीआईसीआई बैंक, आईडीबीआई बैंक, आईडीएफसी फर्स्ट बैंक,इंडियन बैंक, इंडियन ओवरसीज बैंक, इंडसइंड बैंक, जम्मू और कश्मीर बैंक, कर्नाटक बैंक, करूर वैश्य बैंक, कोटक Mahindra Bank, Punjab and Sindh Bank, Punjab National Bank, RBL Bank, South Indian Bank, UCO Bank, Union Bank of India
In addition, in 2025 two new banks are added to this list.
- Tamil Nad Mercantile Bank (Effective since 5 March 2025)
- Yes Bank (Effective since 27 June 2025)
These bank will give taxpayers the facility of tax payment through the E-Filing portal, which will make the process faster and convenient.
Tax payment method from non-official banks
If your bank is not included in the list of this authorized banks, then there is no need to panic. You can make tax payment through NEFT/RTGS or Payment Gateway. Currently, Banks of Maharashtra, Canara Bank, Federal Bank, State Bank of India, HDFC Bank, Kotak Mahindra Bank are offering this facility. Through these banks, you can easily pay tax by using options like net banking, debit/credit card or UPI.
E-Pay Tax Process
To make the tax payment process easier, the Income Tax Department has given many facilities on the E-Filing portal. Taxpayers will first have to visit the official website (www.incometax.gov.in). Here you have to go to the Quick Links section and generate the invoice (CRN) using pre-login or post-login options. After generating the challan, you can pay by visiting net banking, debit/credit card, UPI or bank counter. After the payment, do not forget to include the details of the challan in the ITR, so that tax credit can be claimed.
What is E-Filing?
E-Filing means filing your income tax return online. This is a digital process, which allows taxpayers to file returns sitting at home. For this you will need a PAN based login credentials. On the E-Filing portal you get pre-filled data, step-by-step guide and many other resources, which make the filing easier. Apart from this, options like Aadhaar OTP, Net Banking or Digital Signature Certificate (DSC) are also available for return verification. This process not only saves time, but also ensures transparency.