“Tax will be saved…”, “Stamp duty will be less…”, “There will be no hassle in future…” – thinking this, crores of people in India buy land or house in the name of their wife, mother or sister. But now a new ‘Brahmastra’ of the government has come, which is going to change this entire game.
Under the Land Registration Rule 2026, a new and strict rule has been implemented regarding land registry, which will directly impact those people who buy property in the name of women just for the sake of benefits.
So why did the government change this rule?
The government found that in 8 out of 10 cases, if there was property, it was in the wife’s name, but the poor woman did not even know about it.
- The money is the husband’s, the possession is the husband’s, the decision is the husband’s… just the name is the wife’s!
- Due to this, neither women were getting their real rights, nor the government was getting proper taxes.
- It had become an easy means of hiding ‘benami assets’ and black money.
Just to end this ‘game behind the scenes’, the government has brought this new law.
What will change now? (The biggest and most drastic change)
Now if you buy property in the name of your wife or any woman, you will have to prove at the time of registration what is the real contribution of that woman to that property.
You will have to give a Declaration Form, in which you will have to clearly state:
- Where did the money come from to buy the property?
- Who made the payment? (By the husband, the wife, or both together?)
- What is the real role of a woman in that property?
What if caught during investigation?
If the investigation finds that the woman is only the ‘owner in name’ and the real owner is someone else, then:
- That registration can be cancelled.
- That property can be declared ‘Benami’.
- And legal action may also be taken against you.
What is the real objective of the government?
The government’s objective is clear:
- To give real rights to women: So that they do not remain just ‘paper mistresses’. Women who are genuinely investing will now have stronger legal protection.
- Controlling Black Money: Curbing Tax Evasion and Benami Assets.
- Reducing family disputes: So that in case of divorce or death, it is clear who is the real owner of the property.
So what should you do now? (Advice for buyers)
If you are thinking of buying property in the name of your wife or any other woman after 2026, then keep these things in mind:
- Keep transactions clean: Make all payments through bank (cheque or online transfer), avoid cash.
- Keep the papers intact: The source of the money (where the money came from) should be absolutely clear.
- Be honest: Do not give any false information in the affidavit.
This new law is not just a rule, but the beginning of a social change, which will remove women from being on paper and make them the real ‘owners’ of their property.