RBI MPC
RBI has not made any change in the repo rate but has taken a big decision to crack down on the increasing online fraud. Under this decision, if any fraudulent transaction happens with you, you will get compensation up to Rs 25,000. Actually, this framework has been proposed to stop the increasing banking fraud and to force the banks to adopt more stringent rules for this. Apart from this, RBI has also taken many important decisions to strengthen the banking system.
RBI Governor has said that at present the banking and NBFC sector of the country is in a strong condition. RBI is preparing to bring a new rule to further strengthen the security of customers. Under this, compensation up to Rs 25,000 can be given in case of loss due to fraudulent transactions. Besides, a discussion paper will also be released to make digital payments secure, which will contain suggestions on setting transaction limits and additional security for special users like senior citizens.
What was the decision on repo rate?
This year’s first Monetary Policy Committee (MPC) meeting began on February 4, whose decisions were announced today. RBI has not made any change in the repo rate and it has been kept at 5.25% only. Earlier in December 2025, RBI had reduced the repo rate by 0.25%, after which it came down to 5.25%. For now this rate will continue.
RBI’s estimate regarding GDP growth
RBI has not yet given the full year GDP growth estimate for the financial year 2027. The Governor said that this estimate will be given in the monetary policy of April after the new GDP series comes. However, growth estimates for the coming quarters have been increased. Real GDP growth is expected to be 6.9% in the first quarter and 7.0% in the second quarter.
Also read- RBI MPC: From growth to inflation, the Reserve Bank made these big announcements