ICICI Bank Credit Cards Rules
If you use ICICI Bank credit card, then this news is very important for you. The bank has decided to change many rules related to credit cards from the beginning of the year 2026. These changes will come into effect on different dates between January and February 2026. These will impact online gaming, wallet load, transport expenses, reward points and movie benefits.
Now you will have to pay more for online gaming
ICICI Bank has made it clear that transactions done on online gaming platforms will no longer be cheap. On payment by credit card on platforms like Dream11, MPL, Junglee Games and Rummy, 2 percent of the transaction amount will be charged. The bank has indicated that in future this fee may also be applicable on other similar gaming transactions.
Putting money in digital wallet will also be expensive
If you put money through credit card in third-party wallet like Amazon Pay, Paytm, MobiKwik or Freecharge, then now you have to be more careful. According to the new rules of the bank, 1 percent charge will have to be paid on loading amount of Rs 5,000 or more. This means that frequent wallet top-up of large amounts can prove costly.
The burden on transport expenses will also increase
ICICI Bank has also decided to impose new charges on expenses incurred under certain transportation merchant categories. If a transaction of more than Rs 50,000 is made in these categories, the customer will have to pay an additional fee of 1 percent. This rule can especially affect those who travel a lot.
Change in reward points also
The limit for earning reward points has been fixed on many ICICI credit cards from 2026. On some cards, points will be available only up to a limited amount on transport and insurance expenses. Whereas the old earn rates will continue on some premium cards, but with conditions. This means that every expenditure will not yield the same benefits as before.
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Shock to movie goers
The rules are also changing for customers who use the free movie benefit available through BookMyShow. On some cards, this facility will be stopped completely, while on some cards, this benefit will be available only after fulfilling the condition of quarterly expenditure. This means that now you may have to spend more to get a free ticket.
New rule on add-on cards and foreign currency
ICICI Bank has also decided to impose one-time fee on add-on cards. At the same time, the dynamic currency conversion fee charged on payment in foreign currency has also been increased for different cards. Due to this, international shopping and travel may become more expensive than before.