Who can take home loan?
If you want to build a house, banks offer two types of property loans. First under construction house, for which the loan amount is released gradually. Secondly, self-construction, for which fewer banks give loans. In such a situation, you can take a composite loan, in which both plot and construction are covered. The loan amount is available only when you have deposited your share and have given proof of completion of each step of the construction.