If you are already registered in the Prime Minister’s Kisan Samman Nidhi (PM-Kisan), then now there is a chance for you to take advantage of another great scheme of the government. The government has linked the PM Kisan Manadhan Pension Scheme (PM-KMY) to PM-Kisan, that is, you will not have to do any extra paperwork to get pension. Under this scheme, farmers will get a pension of Rs 3,000 every month, ie a pension of Rs 36,000 per month in old age. And the most important thing, for this, farmers will not have to pay a single penny from their pockets. The monthly contribution, it will be cut directly with the help of PM-Kisan’s annual Rs 6,000.
Pension will be received after 60 years of age
The age of the farmer should be between 18 and 40 years to take advantage of the PM Kisan Maidhan Pension Scheme. Just get registered in this scheme once, then as soon as 60 years are over, a pension of ₹ 3,000 will come directly to your account. That is, you will get ₹ 36,000 in the whole year. This pension will continue to be received throughout his life. After registration, the government will give you a special pension ID number, which will later be useful for your identity.
Registration is very easy
To register, the farmer only has to go to his nearest Jan Seva Kendra (CSC). There they have to take Aadhaar card, bank passbook, land documents and a passport size photo. The CSC operator fills the online form based on your documents and an auto-debit form is also filled, so that the monthly contribution is cut directly from the bank account. If you are the beneficiary of PM Kisan Yojana already, then this contribution amount keeps on cutting automatically with the same help.
Do not have to give anything from your pocket
The biggest feature of this scheme is that farmers do not have to give anything from their pockets in this pension scheme. Suppose, if a farmer joins this scheme at the age of 40, then he will have to deposit more than ₹ 200 every month. That is, ₹ 2,400 in a year, which are deducted directly from the amount of PM Kisan Yojana. The remaining ₹ 3,600 is deposited in the farmer’s account every year. In this way the farmer gets double benefit. A direct help of ₹ 6,000 every year on one side, and on the other side guaranteed pension for old age.