Get just ₹ 2000 month from Post Office RD and get more than ₹ 1.41 lakh! Know how …? – News Himachali News Himachali

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If you also think that money cannot be double without any risk, then definitely watch this scheme of the post office. With a small savings of only ₹ 2000, ₹ 3000 or ₹ 5000 every month, you can get millions in 5 years – and that too with 100% government guarantee.

The name of this scheme is Post Office Recurring Deposit (RD). In this, you do not worry about the stock market, nor fear of drowning money – deposit a fixed amount only every month and get a hefty amount with great interest on maturity.

Special things of RD Scheme – Why is this scheme of people’s first choice?

Government of India operated – That is, money completely safe Fixed return – From the first day you know how much will be found Small savings, big benefits – Can also start from ₹ 100 Big fund in 5 years – Make big returns by depositing a little every month Benefits of interest on interest – Money increases rapidly due to quarterly compounding

What is the interest rate?

  • Interest Rate on Post Office RD (April-June 2025): 6.7% per year

  • Interest is Quarterly Compounding

  • That is, the interest received every three months is also added to the principal.

Now let’s see the most important thing – how much will be available in 5 years?

If you deposit ₹ 2000 month:

  • Total deposit: ₹ 2,000 × 60 = ₹ 1,20,000

  • Total Interest: ₹ 21,983 (Estimated)

  • Total amount on maturity: ₹ 1,41,983

If you deposit ₹ 3000 month:

  • Total deposit: ₹ 3,000 × 60 = ₹ 1,80,000

  • Total interest: ₹ 32,975 (estimated)

  • Total amount on maturity: ₹ 2,12,975

If you deposit ₹ 5000 a month:

  • Total deposit: ₹ 5,000 × 60 = ₹ 3,00,000

  • Total Interest: ₹ 54,958 (Estimated)

  • Total amount on maturity: ₹ 3,54,958

Note: Interest is calculated on a quarterly compound basis at the rate of 6.7%. It is estimated, the real amount may be slightly different.

How to open Post Office RD account?

  1. Go to any nearest post office

  2. Fill the recurring deposit (RD) form

  3. Keep documents like Aadhaar, PAN together

  4. Can start with ₹ 100

  5. Submit it on time every month – otherwise a minor penalty may be applied

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