Banks have had unclaimed money of 1.84 lakh crores, you can withdraw your money like this

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This is how to claim uncured money

Union Finance Minister Nirmala Sitharaman said on Saturday that banks and regulators still have Rs 1.84 lakh crore, which no one has claimed. For those money of Malatab, no person said this is their money. Regarding this, the Supreme Court has also sought an answer from the RBI and the government to make a portal to regulate it.

However, the Finance Minister has said that the authorities should ensure that these assets reach their real owners and they have also started your capital for this. Let us tell you in detail how can be claimed for unclaimed money deposited with banks. The Finance Minister has explained what measures for this.

Nirmala Sitharaman said that RBI has created a UDGAM (Unclaved Deposits Gateway to Access Information) portal. With this help you will get your money and I really feel that now the time has come to make all the people aware about it.

Udgam portal

To deal with these challenges, RBI has already launched the UDGAM portal. The help of this portal can be claimed for money.

  1. For this, first you [udgam.rbi.org.in](https://udgam.rbi.org.in).
  2. Then you have to register there through your mobile number.
  3. He will have an OTP on your number, which will have to be put and login. After login, information about your necessary details like your name and an identity card, PAN, passport, voter ID or driving license will have to be filled.
  4. Then choose the bank you want to find, or select all.

Now if you get a match, then you have to process a separate process. If you have your money in a bank, then you understand what to do to get it.

  1. If you find out that no claim is deposited, then first you have to call that bank.
  2. After that go to the bank branch yourself.
  3. Provide evidence of identity proof, residence proof and account ownership
  4. Apart from this, if there is an account of the deceased, then submit the death certificate and legal documents for him, so that it is decided that you are their successor.
  5. If this is decided, the banks will transfer money to your account.

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