You can still use many digital banking services normally even when bank branches remain closed. Internet banking, mobile banking, and UPI services generally work on holidays. However, you might face occasional technical maintenance or service downtimes.
You must plan ahead if you have tasks that require a branch visit. For example, you may need to visit the branch on a working day for document verification, locker access, or to get a demand draft.
Holiday dates can delay cheque clearances and certain inter-bank transactions. Don’t wait until the last minute if you need to pay a large amount or make an important financial transaction.
Before you visit the bank in November, check your bank’s official notice and your state’s holiday list.