Under Ayushman Bharat PMJAY, poor and needy families get cashless treatment up to Rs 5 lakh. In this, some people also get an extra top-up of Rs 5 lakh. Know what is the required eligibility for double top up.
Ayushman Bharat PMJAY 2025: In today’s time, illness is not only a burden on health but also on the pocket. From tests to operations and medicines, the cost of treatment is increasing rapidly every year. In such a situation, if the income of the family is limited, then a serious illness can wipe out the entire life savings. To address this concern, Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) has emerged as a shield of confidence for crores of poor and needy families. This scheme not only covers the cost of treatment but also gives assurance to the family that they will not have to face debt or sell their property during the illness. Now the government has further strengthened this scheme by adding an extra top-up cover of Rs 5 lakh. Know who is eligible for this.
What is the biggest feature of Ayushman Bharat scheme?
Under the Ayushman Bharat scheme, every eligible family gets cashless treatment up to Rs 5 lakh every year. With this amount, treatment can be done in government and private hospitals across the country. The biggest thing about this scheme is that pre-existing diseases are also covered in it. This means that even if someone already has diabetes, heart problem or any chronic disease, the treatment will be free. Not only this, there is no limit on the number of family members.
Treatment of the entire family with one Ayushman card – Who are eligible?
Ayushman card is not limited to just husband-wife and children. Its scope also includes parents, grandparents, siblings, in-laws and other dependent members living with them. Treatment for the entire family becomes cashless with a single card. There is no need for separate cards or re-registration for this.
Read this also- PMMVY 2025: How to get Rs 5000 if you become a mother for the first time? Know whether you will get benefit on second child or not
Who gets the benefit of double top-up in Ayushman card?
The government made a major change in this scheme last year. Senior citizens aged 70 years and above are now being given an additional top-up cover of Rs 5 lakh. This means that families where an elder is 70+ years of age can now get a total health cover of up to Rs 10 lakh. In case of cancer, heart surgery, kidney transplant or any serious illness, this amount helps a lot in saving the entire family from financial crisis.
Read this also- How many times can Ayushman Card be used for free treatment?
What is the eligibility to get 70+ top-up?
For this added benefit the process has been kept very simple. If you are 70 years of age or older, you are entitled to this. Age is confirmed by the date of birth recorded in the Aadhar card. The most reassuring thing is that no income proof, proof of poverty or extra documents are asked for this.