<p>Invest in the government’s Atal Pension Yojana and receive up to Rs 5,000 monthly pension during retirement. Individuals aged 18-40 can join this scheme and secure their financial future with affordable monthly contributions.</p><img>Planning and saving are crucial for a secure future. Many focus on immediate needs, forgetting tomorrow. The government introduced pension schemes, notably the Atal Pension Yojana (APY).<img><p>This scheme provides up to Rs 5,000 monthly pension from the government. It aims to offer financial security to senior citizens. Small businesses, farmers, workers, and families can join. Monthly payments and pension amounts are predetermined.</p><img><p>Beneficiaries know the investment and pension amount. Eligibility: 18-40 years old. Younger participants pay less. For a Rs 5,000 monthly pension at 30, the contribution is around Rs 577.</p><img><p>After 30 years of contributions, a Rs 5,000 monthly pension starts at 60. Joining is easy: visit a bank or post office with the APY form and documents, or apply online via a CSC center.</p><img>APY offers excellent financial security for those who want to be independent in old age. Small savings ensure a steady monthly income during retirement.
