Provident Fund (PF) is not only a major part of savings in the life of a working person, but is also considered to be the strongest support in old age. But, it is often seen that employees have to visit offices for small problems related to PF account. Sometimes KYC problem and sometimes name correction problem. If you are also struggling with a similar problem, then there is a very relieving news for you. Employees Provident Fund Organization (EPFO) is now coming to you personally. EPFO is going to run a special campaign on 27th November 2025, which will directly benefit crores of account holders.
Opportunity to solve problems immediately
EPFO has announced one of its ambitious initiatives, Nidhi Aapke Nikat 2.0. This is not just a government program, but it is being seen as a participatory campaign under ‘Azadi Ka Amrit Mahotsav’. This program will be organized in all the districts of the country on 27th November.
The main objective of this initiative is very clear…solution on the spot. Often, even after online complaints, it takes time for resolution. In such a situation, through this camp, PF members, pensioners and even employers will be able to solve their problems under one roof. While giving information on social media platform ‘X’, EPFO has made it clear that consumers who have any complaint related to the organization should come directly to the camp. Here not only doubts will be cleared, but awareness will also be spread about the new schemes and services of EPFO. This is a golden opportunity for those people who are feeling stuck in their PF money due to technical complications.
Understand the pension rules also
The most important aspect of PF account is ‘pension’, regarding which employees have many questions in their minds. According to EPFO rules, it is important to understand that at least 10 years of service and contribution is mandatory to become eligible for pension. If an employee has contributed to EPFO for 10 consecutive years, then he becomes eligible to get pension (EPS).
However, there is also a big age milestone here. Generally, this pension starts getting after completion of 58 years of age. But, if someone is in dire need of money or is taking early retirement, then the option of pension can be chosen even after the age of 50 years. But the thing to be noted here is that if early pension is taken before 58 years, the pension amount will be reduced.
New rule on unemployment and pension withdrawal
EPFO has recently made some major changes in its provisions, which will directly impact your pocket and future security. Earlier, if a person left the job and remained unemployed, he could withdraw his accumulated pension (EPS) money after some time. But now the rules have been tightened.
According to the new provision, if a person remains unemployed for a long time, now he will not be able to withdraw his pension (EPS) amount after 2 months. For this he will now have to wait for 36 months i.e. full three years. The government argues that this step has been taken keeping in mind the ‘long-term social security’ of the employees. In simple language, the government wants you not to spend your pension money midway, so that you have a safe deposit in old age. This rule may cause some trouble to those people who were dependent on PF money after losing their job, but it is considered important for future security.