Small Saving Scheme: The Central Government has announced the interest rates of Small Savings Schemes for the first quarter (April to June) of the financial year 2026-27. According to the notification issued on Monday, the government has decided not to make any changes in these rates for the 8th consecutive time.
According to the notification issued by the Finance Ministry, the interest rates for the period from April 1, 2026 to June 30, 2026 will remain the same as they were in the previous quarter. This means that amidst the ups and downs of the market, the government has chosen to keep investors at the current level.
The rates of interest on various Small Savings Schemes for the first quarter of FY 2026-27, starting from 1 April, 2026 and ending on 30th June, 2026 shall remain unchanged from those notified for the fourth quarter (1 January, 2026 to 31 March, 2026) of FY 2025-26: Ministry of pic.twitter.com/GvgX37f2Ad
— ANI (@ANI) March 30, 2026
This much interest will be available on PPF
PPF i.e. Public Provident Fund, which is considered the most popular medium of safe investment, will continue to earn interest at the rate of 7.1 percent. At the same time, investors will continue to get 4 percent interest on ordinary post office savings deposits as before. This stability may be comforting for those looking for fixed returns, although the lack of interest growth in a time of rising inflation may also disappoint some investors.
This much interest will be available on Sukanya Samriddhi and NSC
Sukanya Samriddhi Yojana (SSY), launched for the bright future of daughters, still remains attractive. The government has maintained the interest rate on this scheme at 8.2 percent. This is a strong option for parents who want to accumulate a large corpus for their daughters’ education and marriage. On the other hand, investors will continue to get 7.7 percent interest on National Savings Certificate (NSC). If we talk about three-year term deposit, here also the rate is stable at 7.1 percent. This stance of the government makes it clear that at present it wants to maintain economic balance by keeping interest rates within a range.
This much interest will be given on Kisan Vikas Patra
‘Kisan Vikas Patra’ (KVP), the preferred means of investment in rural and semi-urban areas, remains at its old position. Those investing in this will get 7.5 percent interest and the maturity period of their investment has been fixed at 115 months. Apart from this, senior citizens or investors who depend on ‘Monthly Income Scheme’ (MIS) for regular income will continue to get paid at the rate of 7.4 percent. It is worth noting that the last time the government revised the rates of some selected schemes was in the fourth quarter of the financial year 2023-24, after which the status quo has remained on the interest rates front for the last two years.