Be sure to check your credit report
The most reliable way to know how many loans are associated with your name is your credit report. In India, the work of preparing credit reports is done by agencies like TransUnion CIBIL, Experian, Equifax and CRIF High Mark. Their reports contain complete information about all your ongoing and closed loans, credit cards, EMI records and credit score. Check your credit report at least once a year. If you see any loan in it which you have never taken, then get alerted immediately. Even a small wrong entry can bring down your score and create problems in getting a loan in the future.