Lakhpati Bitiya Yojana 2026: Under Delhi Government’s Lakhpati Bitiya Yojana 2026, an investment of Rs 56,000 will be made from birth to graduation, which will become more than Rs 1 lakh including interest at the age of 21 years. Know eligibility, installment details and online application process.
In Delhi, daughters’ education is often interrupted due to financial constraints. For many families, school to college fees, books and other expenses become a big burden. In this background, Delhi Chief Minister Rekha Gupta has announced ‘Lakhpati Bitiya Yojana 2026’. The objective of this scheme is clear, no daughter’s education should stop before graduation due to lack of money.
What is Lakhpati Bitiya Yojana?
Under this scheme, the Delhi government will deposit a total of Rs 56,000 in the bank account of the daughter at different stages from her birth till the completion of her degree. This amount will be safe in the Aadhaar-linked account and interest will also continue to be accrued on it. When the daughter completes 21 years of age and completes her graduation or diploma, she will receive a maturity amount of more than Rs 1 lakh including interest. Its objective is not only to provide financial assistance but also to secure the future of daughters.
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Who can avail the benefits of the scheme? (Eligibility)
Not every girl child is eligible for this scheme. The government has set some clear conditions:
- The family should be a permanent resident of Delhi for the last 3 years.
- The annual income of the family should be less than Rs 1.20 lakh.
- The child must have been born in Delhi (birth certificate mandatory).
- Only maximum 2 daughters of a family will be able to avail the benefit.
- The girl child should be studying in a Delhi government or recognized school.
The objective of these conditions is to extend the benefits of the scheme to the needy families.
When will the amount be received? (Payment Milestones)
The government will give this amount at different educational stages:
- On Birth: Rs 11,000 (hospital birth) or Rs 10,000 (home birth)
- Entry into Class 1: Rs 5,000
- Class 6 admission: Rs 5,000
- Class 9 admission: Rs 5,000
- On passing class 10: Rs 5,000
- Class 12 admission: Rs 5,000
- During Graduation/Diploma: Rs 20,000 (in different stages)
The total investment of all these installments is Rs 56,000, which turns into a huge amount later with interest.
What documents will be required?
The following documents will be required for online application:
- daughter’s birth certificate
- Aadhar card and ration card of parents
- income certificate
- Proof of 3 years residence in Delhi (like Voter ID or Electricity Bill)
- Daughter’s passport size photo
Application Process: Fully Digital
The government has claimed to make this scheme completely digital. From April 1, 2026, online application can be made on the official portal of Women and Child Development Department (WCD Delhi) of Delhi Government. With this, parents will not have to visit government offices and the process will remain transparent.
Why is this scheme important?
Education is not just a degree, but the first step to self-reliance. In low-income families, daughters’ education is often the first to be affected. Lakhpati Bitiya Yojana, along with long-term financial security, also gives the message that the government considers daughters’ education as an investment, not an expense.
However, the real success of the scheme will depend on its implementation, transparency and timely payments. In the future, it remains to be seen how many daughters benefit from this and whether this initiative actually reduces the dropout rate. At present, this is being considered an important policy step for daughters in Delhi.
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