Most people use points for small goods. This reduces the benefit in real. Use points for fuel, grocery or vouchers. This money goes directly to your savings account. Card rewards can become long-term financial security by adopting this strategy continuously.
Disclaimer: This article has been written only for general information. Do not take the information given in it as personal finance advice. Always consult your bank or financial advisor before using a credit card.
Also read- Do not date the expiry of the credit card ignore, know what can happen?