If you are employed and your money is deposited in EPF, then this news is of great relief for you. Employees Provident Fund Organization i.e. EPFO has made its system digital and smart to a great extent. Due to the changes made under EPFO 3.0, withdrawing PF money has now become easier and faster than before.
The Central Government has told in the Rajya Sabha that now on an average it is taking only 8 days to settle the online EPF claim. That means, if your information is correct and KYC is complete, then the money can come to your account within a week.
Now no long wait for PF claim
Earlier, EPF claims used to take several weeks to months. The file would get stuck, there would be a delay in the employer’s approval or the money would get stopped due to a mistake in the profile. But this picture is changing after the reforms made in EPFO 3.0. According to government data, EPFO has processed more than 8.53 crore claims in the financial year 2025-26 till January 23, 2026. This number is more than last year, which shows that the system has become faster and more efficient than before.
Transfer claim will be made even without company’s approval
The biggest benefit of EPFO 3.0 has been given to those people whose e-KYC is completely updated. Such employees can now directly file online claims for PF transfer without the approval of their old or new employer. This will especially provide relief to those employees who frequently change jobs or who are unable to contact their old company. Now employees can complete their work themselves through the portal.
Employees will now be able to make profile corrections themselves
EPFO has also simplified the process of profile correction from January 2025. Now employees can update or correct their name, date of birth or other important information themselves. Earlier one had to visit the office for this, but now this work has become online and less troublesome. According to the government, till January 2026, EPFO has processed more than 27 lakh profile correction requests.
Pension will be available from any bank in the country
Centralized pension payment system has also been implemented under EPFO 3.0. This means that now pensioners will not have to depend on any particular bank or branch. Pension can be received from any scheduled bank of the country. This facility is especially a great relief for elderly pensioners.
Now UAN will be made from face
Taking the use of technology further, the government has also started the face authentication system. From August 2025, face authentication has been made mandatory for new employees to create UAN. Employees can create and activate UAN themselves through Aadhaar based face verification through UMANG app. For this there will be no need to depend on the employer and identity will also be more secure.
Viewing passbook also became easier
Member Passbook Lite feature has been added in EPFO 3.0. Now employees can easily view their recent transactions. From this it becomes known whether the money has been deposited or not and whether there is any discrepancy. All these changes made under EPFO 3.0 are to make the lives of employees and pensioners easier. Due to digital system, fast claim process and less paperwork, withdrawing PF money is no longer as difficult as it was before. If your KYC is complete and the information is correct, then now the entire PF money can come to your account within a few days.
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