For the first time on 11 April 2016, the UPI payment facility was started in the country, then there was uncertainty about its future, but over time, UPI’s craze increased rapidly among the common people and most people stopped keeping cash in the pocket. There is also the increase in the trend of Korona epidemic and instant delivery apps like Swiggy, Zomato and Blinking in the trend of UPI payment.
Of course, the transaction of UPI has of course very convenient, but when you have eaten Golgappas and UPI payment gets stuck, then your breath also stops for a while. This has happened three times in the last 15 days and in this three times the UPI remained closed for 10 or 20 minutes, but remained closed for hours. Now the UPI payment which has settled the world in the world, it is bound to raise questions on it due to repeated crash and here we are telling about it in detail.
More than two and a half million UPI transactions every hour
The craze of UPI in the country can be understood from the fact that every hour there are two and a half million UPI transactions. It is so reliable that 90 percent of the smartphones of the country have some UPI app installed. In the last 15 days, many UPI apps like Paytm, GPAY, PhonePe have crashed, which has raised many questions on this service. The biggest question in this is whether you have to start keeping cash in the pocket again again?
Why UPI service is getting down
In the last 15 days, there is a sudden increased number of UPI transactions behind UPI transaction down. Usually, UPI transactions have been taking place around 1600 crores in the month, but since March, UPI transactions have been more than 1800 crores. According to the Economic Times, UPI transactions have increased a lot in gaming apps these days due to IPL. Service is going down due to increasing load on the server.
Why is UPI service down?
In the last 15 days, there is a sudden increased number of UPI transactions behind UPI transaction down. Usually, UPI transactions have been taking place around 1600 crores in the month, but since March, UPI transactions have been more than 1800 crores. According to the Economic Times, UPI transactions have increased a lot in gaming apps these days due to IPL. Due to increasing load on the server, service is going down, which remained closed for about 3-4 hours from 11:30 am. During this period, according to the downdetector, about 81% of the people who are facing the problem had problems in paying 17% people and purchasing about 2% to 17% of the people.
What will happen if UPI payment is stuck
When the UPI server is running down, then at that time UPI starts telling transaction pending. If your payment also gets stuck in this way, then there is no need to panic. Your payment will either go to the receiver’s account or will return to your bank account. Usually it gets cleared in a few minutes. It takes more than 72 hours. No money can be stuck in the middle.